
At Independent Home Finance Inc., we bring over 25 years of experience to California's mortgage industry, offering a wide range of financing options. From residential home loans to hard money and commercial mortgages, we provide tailored solutions for every borrower.
Whether you’re a homebuyer, investor, or business owner, we offer fast approvals, flexible terms, and personalized service. Our expertise in hard money and DSCR loans allows us to assist clients with unique financial challenges like bad credit or low equity.
Stay ahead of market trends with our customized mortgage solutions. Contact Independent Home Finance Inc. today to secure the funding you need!
Partnering With Professionals
We believe in the power of collaboration to better serve our clients. We are actively seeking partnerships with professionals across California, including realtors, appraisers, financial planners, and others in related industries. By partnering with us, you’ll join a trusted network dedicated to providing top-tier services for homebuyers, investors, and businesses alike.
We are excited to showcase our partners on our website as recommended professionals, offering added visibility and opportunities to grow your business. If you're interested in partnering with us and expanding your reach, contact us today to learn how we can work together to better serve our clients.

We Want To Be Your Go To!
We understand that sometimes deals fall through or clients don’t meet the qualification requirements. That’s where we can step in to help. Our team specializes in providing tailored solutions for clients who may have difficulty qualifying through traditional routes. By partnering with us, you’ll have a reliable resource to help get these clients back on track and keep deals moving forward.
Whether it’s providing alternative financing options, assisting with credit improvement, or finding creative solutions for challenging situations, we’re here to support you and your clients every step of the way. Let’s work together to ensure your clients have the best possible chance of reaching their real estate goals.
Reach out to discuss how we can assist with your current or future deals, and let’s turn potential setbacks into opportunities for success.
A Few Loans We Specialize In
Independent Home Finance, Inc.
States Licensed in: CA, TX and CO
NMLS#2394450